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What is the Role of the Federal Housing Administration (FHA)? — Part 3

What is the Role of the Federal Housing Administration (FHA)? — Part 3

by Sal Miosi | Dec 20, 2017 | 4 comments

As we fast approach 2018, we are still no closer to defining the role of government-backed mortgage insurance provided by the Federal Housing Administration (FHA). Housing reform that reduces taxpayer risk is a hot topic; however, we seldom include the FHA’s role in...
What is the Role of the Federal Housing Administration (FHA)? — Part 2

What is the Role of the Federal Housing Administration (FHA)? — Part 2

by Patrick Sinks | Jan 11, 2017 | 4 comments

Our country’s approach to housing policy has become severely disjointed — to the point some would label as dysfunctional. It certainly makes no sense to me or to many people I speak with. This is why in June of last year, I blogged about the need to have a discussion...
Private Mortgage Insurance and GSE Risk Sharing Transactions

Private Mortgage Insurance and GSE Risk Sharing Transactions

by Patrick Sinks | Nov 7, 2016 | 0 comments

Private mortgage insurance (MI) is a reliable and transparent form of credit risk protection for originators and servicers of all types and sizes. This is an undisputable fact backed by a 60-year history of mortgage insurers serving market participants in an inclusive...
Making a Case for Deep Coverage Mortgage Insurance

Making a Case for Deep Coverage Mortgage Insurance

by Ted Durant, MBA | Jun 28, 2016 | 0 comments

The US housing finance system remains unchanged since 2008, when the Federal Housing Finance Authority (FHFA) placed Fannie Mae and Freddie Mac (the GSEs) into conservatorship. As a result, the GSEs continue to present a significant risk exposure to the taxpayers....
What is the Role of the Federal Housing Administration (FHA)?

What is the Role of the Federal Housing Administration (FHA)?

by Patrick Sinks | Jun 15, 2016 | 3 comments

As we enter the summer and the housing market continues to recover from the Great Recession, what seems like an annual ritual has begun again. Rumors have started, and positions are being put forth that the Federal Housing Administration (FHA) should reduce its...
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About Us

MGIC Investment Corporation (NYSE: MTG) is the parent company of Mortgage Guaranty Insurance Corporation (MGIC), a preeminent mortgage insurer. Established in 1957, MGIC is not only the leader, but also the founder of an industry that has helped millions of families achieve the dream of homeownership. more...
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