Our mortgage industry blog, MGIC Connects, is where experts share their insights beyond private mortgage insurance to help readers learn about mortgage finance, housing trends, real estate news and social media in the mortgage industry.
15 is Greater Than 20 – A New Angle Dispelling an Old Mortgage Myth
When is 15 greater than 20? It sounds like a riddle, but the answer is no joke. Media stories perpetuate the utterly false mortgage myth that you need to put 20% down when buying a home.
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Adding Credit, but Too Little Housing Supply, Doesn’t Help in Boom-Time
Nearly 9 years into the US economic expansion, job growth picked up in the first third of 2018 relative to the last two years. At the same time, tax reform and increases in government spending made bond and equity markets nervous about the prospect of faster than expected inflation.
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10 Takeaways from the Mortgage Bankers Association (MBA) National Secondary Market Conference
More than 1,500 attendees congregated in New York last week for the Mortgage Bankers Association (MBA) National Secondary Market Conference. The busy agenda included presentations about whole loans, the economic outlook and the need for digital mortgages. Here are your top 10 takeaways.
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Here is a Method That is Helping Lenders Retain Their Top Producers
What is the biggest influence in keeping your loan officers on the job in your office? Although compensation and benefits are important, there is another way you can retain your loan officers: provide them with operational and marketing support.
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Affordable Housing Tools to Increase Referral Business in a Purchase Market
As we move into a purchase-centric housing market and Millennials decide it’s time to move into their own homes, affordable housing tools to increase referral business rise to the top of industry conversations.
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Mortgage Market Trends: National Housing and Economic Forecasts
Monitoring key national housing and economic indicators – like those from Fannie Mae, Freddie Mac and the Mortgage Bankers Association (MBA) – is important in identifying potential economic changes. Economists are looking for a bump up in total home sales in 2018 at a rate around 3%, which compares favorably to 2017’s 1.8% growth.
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Adding Paid Social Media Marketing to Your Digital Marketing Toolkit
“How do I integrate paid social media marketing as part of my digital presence?” I get this question A LOT. U.S. businesses widely perceive social media as awareness and branding channels. Explore how you can leverage a paid strategy in your social media marketing efforts.
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Education: the Path to Homeownership
A new report on credit access and affordability by the Urban Institute’s Housing Finance Policy Center commissioned by Down Payment Resource and Freddie Mac shows how many homebuyers could have taken advantage of down payment assistance and other affordable lending programs in 2016.
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Most Popular Mortgage Articles of 2017
What year would be complete without a look back at our most popular mortgage articles? It’s an effective way to learn what resonated with readers, what didn’t, and how to improve based on what we learn. In 2016, we curated our content and reduced production to focus on quality instead of quantity. See what happened when we continued with this strategy in 2017.
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Mortgage Market Trends: National Housing and Economic Forecasts
Monitoring near-term forecasts of key national housing and economic indicators is important in identifying potential economic changes and the impact on mortgage market trends. One such change is the most recent estimate of the annual rate of GDP for third quarter 2017, which forecasters revised upward to 3.3%, representing the strongest growth since third quarter 2014.
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