Our mortgage industry blog, MGIC Connects, is where experts share their insights beyond private mortgage insurance to help readers learn about mortgage finance, housing trends, real estate news and social media in the mortgage industry.
The Missing Ingredient in GSE Reform
Once you figure out how to get the right quantities of ingredient together, you’re going to get the perfect biscuit, suitable for everything from holding a sausage patty to dipping in molasses. If only GSE Reform were this easy.
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MBA’s National Secondary Market Conference & Expo Recap: 2019 Origination Volumes Surging Better Than Expected
A year that started off with doom and gloom from a residential mortgage origination perspective may turn out better than expected and slightly better than last year, according to the latest forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association (MBA).
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How to Use Beacon Marketing Technology to Grow Your Mortgage Business
Beacon marketing technology seems to be something of a mystery for many in the mortgage and real estate business, but the reality is this type of technology is nothing new.
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Like a Fine Red Wine MI Offers Health Benefits – For the Balance Sheet
Who isn’t pleasantly surprised when we discover that something we’re doing or eating or drinking has unexpected benefits? Here’s one: Mortgage insurance (MI) can materially improve your capital position and stress test results.
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The Value of MI: Credit Losses
Brace yourself. Losses are coming. Since I’m not able to predict the future, I can’t tell you when these losses are coming, but there’s no real dispute that at some point, loan losses are going to increase.
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Most Popular Mortgage Articles of 2018
For many, a new year brings a fresh start, a chance to reflect and plan. We, the MGIC Connects editorial team, are no different! As part of our annual editorial planning, we used data from 2017 to help guide 2018 content. As a result, we made some adjustments and tested to see the impact.
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Year of Change and Adjustment: 2018 Mortgage Industry Recap
I have always found that looking back at the previous year (in this case 2018) with the benefit of 20-20 hindsight helps us to see where we need to head in the future.
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Reduce the Impact of CECL with Mortgage Insurance
Currently, within companies, trade publications and the halls of government in Washington, D.C., a lot of attention is being paid to current expected credit loss (CECL), a new accounting standard. There are armies of accountants and analysts just waiting to help you adapt to CECL, and numerous trade associations are lobbying to push back the standard. So, what does this mean?
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News from the 2018 Mortgage Bankers Association Convention & Expo
The residential mortgage finance industry converged in Washington, D.C., Oct. 14-17, for the Mortgage Bankers Association Annual Convention & Expo. In contrast with last year, the good news is lenders appeared more prepared for a purchase market. The bad news is…
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4 Facts About Credit Scores Loan Officers Need to Know
There are 4 facts about credit scores loan officers need to know, because in the mortgage finance industry we sometimes hear the following from borrowers:
“Are all credit scores the same?” or perhaps more often, “Why aren’t all credit scores the same?” There can be several answers to these questions.
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