by Geoffrey Cooper | Feb 12, 2019 |
Who isn’t pleasantly surprised when we discover that something we’re doing or eating or drinking has unexpected benefits? For instance, drinking red wine in moderation may reduce the risk of heart disease for some. Smiling boosts your immune system. Crossword puzzles...
by Geoffrey Cooper | Dec 23, 2014 |
There were some rumblings of excitement among mortgage lenders last week when Fannie Mae announced changes to its underwriting guidance pertaining to deferred student debt. At closer inspection, the changes will benefit most student debt-laden borrowers, but not all....
by Geoffrey Cooper | Nov 12, 2014 |
So your borrower has deferred student loans. Let’s say $100,000 worth of them. Ouch. The deal may not be dead if you’re willing to do the work. First of all, you need to understand that the monthly payment amount noted on the credit report for loans in deferment is...
by Geoffrey Cooper | Sep 4, 2014 |
Virtually every study that focuses on the challenge of transitioning renters into owners eventually identifies the ability – or more accurately, the inability — of young families to accumulate the savings needed for a down payment on a home they want to own. Indeed,...
by Geoffrey Cooper | Jul 2, 2014 |
As policymakers focus on frying the “big fish” of how to reduce taxpayers’ exposure to Fannie Mae and Freddie Mac, the little fish of our nation’s single family residential mortgage finance system known as housing finance agencies is beginning to make waves. The epic...