by Geoffrey Cooper | Feb 12, 2019 |
Who isn’t pleasantly surprised when we discover that something we’re doing or eating or drinking has unexpected benefits? For instance, drinking red wine in moderation may reduce the risk of heart disease for some. Smiling boosts your immune system. Crossword puzzles...
by Garrett Hartzog | Jan 29, 2019 |
“Brace yourself. Winter is coming” Fans of HBO’s Game of Thrones are no doubt familiar with this statement that seems to also echo the experience of living in Wisconsin, the birthplace of MGIC and the modern private mortgage insurance (MI) industry. I would like to...
by Garrett Hartzog | Nov 29, 2018 |
Currently, within companies, trade publications and the halls of government in Washington, D.C., a lot of attention is being paid to a new accounting standard called the current expected credit loss model (CECL). There are armies of accountants and analysts just...
by Eric Klopfer | Aug 31, 2017 |
Recently the Consumer Financial Protection Bureau (CFPB) invited comment on its plans to assess its Ability to Repay/Qualified Mortgage (QM) rule. Federal law requires the CFPB to assess important rules every five years, and certainly the QM rule qualifies as...
by Patrick Sinks | Nov 7, 2016 |
Private mortgage insurance (MI) is a reliable and transparent form of credit risk protection for originators and servicers of all types and sizes. This is an undisputable fact backed by a 60-year history of mortgage insurers serving market participants in an inclusive...