The Value of MI: Credit Losses
“Brace yourself. Winter is coming” Fans of HBO’s Game of Thrones are no doubt familiar with this statement that seems to also echo the experience of living in Wisconsin, the birthplace of MGIC and the modern private mortgage insurance (MI) industry. I would like to...
Reduce the Impact of CECL with Mortgage Insurance
Currently, within companies, trade publications and the halls of government in Washington, D.C., a lot of attention is being paid to a new accounting standard called the current expected credit loss model (CECL). There are armies of accountants and analysts just...
CFPB Looking for Lessons Learned from the Qualified Mortgage (QM) Rule
Recently the Consumer Financial Protection Bureau (CFPB) invited comment on its plans to assess its Ability to Repay/Qualified Mortgage (QM) rule. Federal law requires the CFPB to assess important rules every five years, and certainly the QM rule qualifies as...
Private Mortgage Insurance and GSE Risk Sharing Transactions
Private mortgage insurance (MI) is a reliable and transparent form of credit risk protection for originators and servicers of all types and sizes. This is an undisputable fact backed by a 60-year history of mortgage insurers serving market participants in an inclusive...Featured Webinar
LinkedIn Strategies for Loan Officers
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