by Ben Smidt, MA | Aug 27, 2015 |
Determining borrowers’ creditworthiness based on their social connections from Facebook — sound a bit crazy? Prepare yourself, this may become a reality. Recently, Facebook’s patent on a technology that tracks the way users are connected in a network made the news...
by Lloyd San | Feb 26, 2015 |
Regardless of which origination forecast is used, and there is certainly no shortage of ones to look at, 2015 should prove to be a good purchase market. Many are saying that over half of these loans will come through the retail origination channel. However, a growing...
by Lloyd San | Jan 14, 2015 |
So, we are half way through the first month of a new year — how’s that resolution doing? Yeah, mine too. Hopefully many of you are sticking to your 2015 plans for success more diligently than I have been sticking to my New Year’s goals. As we entered the new year,...
by Lloyd San | Aug 13, 2014 |
Most industry experts are predicting a $1 trillion or less market now that the 2nd quarter is in the record books at about $295 billion or approximately 25% more volume than Q1. These new forecast numbers are causing lenders to rethink and re-evaluate their growth...
by Lloyd San | Jun 25, 2014 |
For the first half of the year, seemed the buzz phrase in the lending world was “mini-correspondent lending.” As we look forward to the second half of 2014, that buzz has seemed to shift to non-QM lending. In this post I will not spend too much time regarding...